Share
12th October 2018| Posted by: Phil Haley
More on finance…
Yes, I know it’s different now for most people that value their time, even though life is the same. Planning perfectly well always wins over planning with no idea. I have some guidelines you may care to follow.
1 . Learn to do without more often.
2. Complete a full budget so you know exactly where each dollar is spent.
3. Highlight the frivolous ones.
4. Reduce your phone plan commitments.
5. If you have personal loans, pay them off as this is a form of demonstrable savings.
6. If renting, ask for a ledger each quarter.
7. Set a goal for 10% deposit.
8. Buy land & home package that you can afford rather than to satisfy a desire. Remember the first home is a stepping stone to a great future financially.
9. Make presents or do things for each other.
10. Talk to me about the “secret”. I look forward to helping you to help yourselves.
Ask not what mum can do for you, but what you can do for your mum.
Phil 0412 355 020
